Attention homeowners: Real estate appraisal services for in Raleigh and Wake County

Here are the top 7 reasons why NC homeowners need Birch-Ogburn & Co.:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a NC property tax assessment
Remove PMI to lower your monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Wake county or NC by determining the true market value of real estate in question

Own a home in or near Raleigh, NC and need help deciding the price of it?
Contact Birch-Ogburn & Co..

We at Birch-Ogburn & Co. understand the special needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Birch-Ogburn & Co. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Birch-Ogburn & Co., we're experts in helping folks just like you dismiss unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close by. That only means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Birch-Ogburn & Co. is your perfect weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Birch-Ogburn & Co. can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity? Birch-Ogburn & Co. offers field reviews where we go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.